Understanding how international health insurance works is essential to choosing the best coverage for you and your family. Insurance ‘from the first euro’ offers immediate coverage of medical costs, a crucial advantage for expatriates who are often faced with expensive care. Take into account the specificities of your destination, your state of health and your family situation to choose the best option.
The advantages of international health insurance at 1 euro
Opt for international health insurance from the first euro has many advantages for expatriates. First, it provides immediate coverage without needing to rely on the Caisse des Français de l’Étranger (CFE), which can be crucial in countries where health care is exorbitant.
Adapted guarantees
Depending on your profile, you can choose from several levels of guarantees which adapt to your country of expatriation and the needs of your family. If you live in Australia, for example, it may be wise to compare prices and options available with renowned institutions. Find out more about this topic via this link.
Individual Expat Solutions
There Individual Expat solution is designed precisely to meet the varied needs of expatriates. With guarantees ranging from health to insurance, it offers essential flexibility. This solution not only covers routine care but also includes services such as teleconsultation and medical repatriation, guaranteeing your peace of mind anywhere in the world.

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Choosing insurance tailored to your specific needs
The choice of ideal cover should be based on several factors. Evaluate your current medical needs, your family’s health history, and the potential risks associated with your destination. First euro insurance allows better management of unexpected costs, thus avoiding unpleasant surprises in the event of a medical emergency.
Adaptation to destinations
Each country has its own specificities when it comes to healthcare. An expat living in the United States will have very different needs than one living in Cambodia. So, compare and choose the right level of guarantee depending on your destination. Learn more about the cost of care in some countries before you decide.

Understanding guarantee levels
International health insurance comes in several levels of guarantees. Some cover outpatient costs, others focus on hospitalization. Determining the level of coverage that best suits you will depend on your daily activities and the cost of care in your host country. More details are available in this guide.

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Major differences between 1st euro and complementary CFE insurance
Understanding the differences
Insurance to the first euro offers support from the first euro spent while the CFE complementary insurance acts in addition to the latter. The distinction between these two options is crucial because it directly impacts the scope of your coverage. Choosing your insurance wisely can therefore maximize your financial security abroad.

Considerations for your family
Think about your family’s needs when choosing insurance. Coverage for children or adults with pre-existing medical conditions can vary greatly depending on the insurer. Explore tailored options by examining fine clauses and potential exclusions.
Source: www.malakoffhumanis.com

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