
Choosing mutual health insurance when moving abroad is a crucial task that requires considering several criteria such as types of coverage, cost, and individual health needs. The article guides you step by step to understand the key elements to take into account in order to make an informed choice adapted to your specific situation.
Understanding the types of mutual insurance for expatriates
There are mainly two types of mutual health insurance for expatriates: complementary insurance to the CFE (Caisse des Français de l’Étranger) and insurance from the first euro. The former complement the coverage provided by the CFE, while the latter directly cover health costs from the first euro spent, without going through a third party organization.

Everything you need to know about mutual medical insurance
IN BRIEF Supplementary health : contract which completes the reimbursements of theHealth insurance. Partial or total support for health costs depending on the contract chosen. Difference between mutual health insurance And compulsory insurance (Social security). THE subscriptions to a mutual…

Health insurance coverage abroad: everything you need to know
IN BRIEF Importance of the health coverage abroad Types of blanket available: public and private Verification of rights to thehealth insurance depending on country of residence Obtaining the European Health Insurance Card (EHIC) Terms of access to medical care abroad…
Assess your health needs
Before choosing a mutual, it is crucial to assess your specific needs. Consider your medical history, current care needs, and possible future health care expenses. THE medical requirements can vary significantly from person to person, and adequate coverage must effectively meet these requirements.

Mutual cover abroad: what you need to know for your travels
IN BRIEF Preparation : Check the mutual health insurance before leaving. Understanding : Find out how your mutual. Comparison : Use online tools to find a cheap mutual insurance. Roofer : Subscribe to mutual travel insurance for care abroad. Namely…

Axa mutual: how to contact customer service by telephone
IN BRIEF Contact AXA 24/7. Main customer service number: 09 70 80 80 88. Hours: from Monday to Friday of 8 a.m. to 9 p.m., And SATURDAY of 8 a.m. to 6 p.m.. Customer service Mutual Health : 09 70…
Examine geographic coverage
Geographic coverage is an essential criterion. Some plans may offer protection in a single geographic region, while others provide blanket coverage. It is essential to choose a mutual insurance company that protects you in all the countries where you are likely to go or stay.

Axiom Academic: An educational solution to support expatriate children on RFI
Axiom Academic, a pioneer organization in the field of educational support for expatriate children, plays a determining role in the international community. Through its partnerships with various French and international high schools, it offers personalized educational solutions that allow expatriate…

AXA mutual reimbursement scale: what you need to know
IN BRIEF Fixed reimbursement base of €25, reimbursement by Social Security up to 70%. Co-payment of €7.50 possible to be covered by the complementary health insurance. Reimbursements vary according to the AXA formulas (Ma Santé 100% to 400%). The guarantees…
Compare prices and services
Use a online comparator can be very advantageous. Not only does it allow you to find the mutual insurance company that offers the best value for money, but it also allows you to make substantial savings. Be sure to examine the various benefits included in each offer to ensure that it meets your specific needs.

Mutual coverage abroad: what you need to know before you leave
IN BRIEF Check your coverage health before departure. Get the European Health Insurance Card (EHIC) for European countries. Find out about the essential clauses of your mutual insurance company. Understand the terms of refund depending on your destination. Think of…

Axxa mutual: everything you need to know about this complementary health insurance
IN BRIEF AXA complementary health insurance : key options and features. Accompanied by a local advisor. Adjustment of guarantees according to your needs. Analysis of feedback policyholders. Avoid common pitfalls when choosing a mutual insurance company. Focus on the advantages…
The role of waiting periods
Waiting periods represent the period during which certain benefits are not yet covered after subscribing to the mutual insurance company. It is crucial to take this into account, especially if you will soon have to consult specialists or start medical treatment.
Additional services
Some contracts offer additional services such as repatriation assistance, teleconsultation, or international third-party payment. These services can be particularly valuable, especially in emergency situations or if you live in an area where access to care is limited.
The importance of customer service
Finally, the efficiency and availability of the mutual insurance company’s customer service are elements that should not be overlooked. As an expatriate, you may encounter complex situations that will require rapid and professional assistance. Responsive and attentive customer service can make all the difference.
Choosing the ideal health insurance for an expatriate involves careful consideration of many factors, from the nature of the coverage to your personal health needs. A methodical and well-informed approach will allow you to guarantee optimal protection wherever you are in the world.
