According to the Mercer 2024 survey, Hong Kong and Singapore still dominate the list of the most expensive cities for expatriates, revealed by RFI in its ‘Living elsewhere’ section.
In an ever-changing world, expats are looking for destinations that offer a good balance between professional benefits and quality of life. However, the cost of living in some cities can be prohibitive. According to the results of theMercer survey 2024, Hong Kong and Singapore remain at the top of the ranking of the most expensive cities for expatriates. This 30th study highlights the economic difficulties that those who choose to settle in these dynamic metropolises may encounter, a subject widely discussed on the platform Live Elsewhere by RFI.
The results show that, despite relative stagnation compared to 2023, these two Asian cities continue to outperform other urban centers in terms of housing and daily living costs. This finding, while surprising to some, highlights the challenges facing expatriates when it comes to long-term financial planning, a possibility already widely explored in different podcasts.

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Economic factors influencing Hong Kong and Singapore
The dominance of Hong Kong And Singapore is not based solely on high housing costs. The strong demand to participate in the economic dynamism of these financial hubs also contributes to keeping prices high. The economic resilience and ability of these cities to attract international talent are reflected in multiple studies, and economic factors are analyzed in specialized articles.
Pressure on the real estate market
The pressure exerted on the real estate market is a recurring problem in Hong Kong and Singapore. Indeed, limited land and high population density are partly responsible for soaring housing prices, sometimes making access to suitable housing difficult for expatriates. This phenomenon has a direct impact on the employment and life decisions of foreigners residing in these cities, as explained in various articles on Yahoo.

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Comparison with European cities
When we compare Hong Kong and Singapore with European cities such as Zurich or Geneva, which also occupy high positions in the cost of living ranking, we see that the quality of life and the tax burden are determining elements. The Mercer rankings include several Swiss cities in their top 10, but the importance of quality public services and generous family policies in Europe may offset these costs. For those considering a move to Europe, it is essential to consider the effect of these cultural and structural differences on the health insurance prices for expatriates.

Options for European Expats
Expats coming from European countries often have to weigh the pros and cons between generally higher salaries in Singapore and Hong Kong and the exponentially higher cost of living. Alternatives such as Germany or the Netherlands, which also offer international opportunities, are explored by many, but the lure of income in Asia often wins out. Discussions about these complex choices can be followed on platforms like Ivoox.

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The role of companies in the adaptation of expatriates
In addition to personal choices, businesses play a key role in helping expats adapt to the high cost of living in these cities. Many companies offer compensation packages. Some of these are described in the results of the Mercer survey on cost of living and housing. These packages typically include housing assistance and education allowances, which are crucial for global talent attraction and retention.

Strategies for Newcomers
Strategies expats adopt to cope with costs include astute financial decisions, such as co-living and finding housing on the urban fringe. By regularly informing yourself of less good deals, these newcomers can thus considerably reduce their monthly expenses. Additionally, building a strong social network also allows you to share resources and practical tips.

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Long-term impact on expat lives
The financial impact of living and working in Hong Kong and Singapore is significant and raises questions about the future of traditional expatriation models. As these cities continue to grow economically, they attract an increasing number of international professionals. However, the expectations and demands of these workers are evolving, as evidenced by the report on most expensive cities. This could influence how businesses structure themselves to meet these emerging needs.
Source: www.francaisaletranger.fr