IN BRIEF
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In a world where health and financial security are paramount, understanding the prices And options offered by Unéo is essential. Whether you are looking for mutual health insurance adapted to your needs or coverage in the event of loss of autonomy, Unéo stands out for its adapted solutions and competitive prices. In this article, we will explore in detail the different plans, the guarantees offered and the associated prices to help you make the best choice for your protection.
Mutual insurance companies like Unéo offer varied solutions to meet the health needs of different policyholders. This article presents a comparison of Unéo prices, highlighting the different options available as well as the advantages and disadvantages of each formula. We’ll explore details regarding refunds, essential warranties and support services, so you can make an informed choice.
Benefits
Complete coverage
Unéo offers health guarantees which are both complete And adapted in every situation. Whether you need reimbursement for specific treatment or help with hospitalization costs, options like Unéo-Référence and Unéo-Référence Naturelle offer you suitable coverage. These formulas also provide access to reimbursements based on the general scheme rate, thus guaranteeing solid financial support.
Monthly pension and death benefit
With the plan Natural Unéo-Reference, you benefit from a payment of a monthly pension for life in the event of loss of autonomy, which is a crucial advantage for your financial security. In addition, the capital in the event of death can reach up to €8,300, bringing peace of mind to your loved ones.
Competitive pricing
Unéo prices are often judged competitive, especially when it comes to consulting specialists or receiving dental care. For example, a consultation with a non-Optam doctor is billed on average €32.50, which remains reasonable in the context of quality services.

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Disadvantages
Fee overruns
Although reimbursements are based on the general scheme rate, some policyholders may be faced with fee overruns. These excesses are only granted under certain conditions, which may result in additional costs borne by the insured, particularly in areas of health where costs can be high.
Limited options
Despite the different options offered, some policyholders may find that the options available do not always correspond to their specific expectations or their particular medical needs. It would be wise to review every detail of the benefit tables to understand the limitations of each plan before making a decision.
Complexity of choices
The wide range of formulas and guarantees can also make decision-making more complex. Policyholders may have difficulty navigating Unéo’s various options, sometimes requiring additional assistance to fully understand the differences between each plan offered.
The prices ofUneo are designed to meet your health and pension needs. In this article, we will explore the different pricing options available, reimbursement amounts, as well as the guarantees offered to ensure optimal coverage. Whether you are looking for information on monthly premiums, healthcare reimbursements or benefits in the event of death or loss of autonomy, you will find all the answers here.

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The different Unéo formulas
Uneo offers several options adapted to the varied needs of its members. Each of them includes specific guarantees, whether dental care, optical or hospitalization. Among the options, we find in particular:
Natural Unéo-Reference
This formula guarantees you the payment of monthly pension for life in the event of loss of autonomy, in the amount of €300, and this while being exempt from tax. In the event of death, a lump sum can be paid, reaching up to €8,300. This forward-looking insurance constitutes a valuable asset for securing the future.
Essential Unéo-Reference
With this option, consultations with specialist doctors (excluding Optam) for patients over 18 cost approximately €32.50 on average. The reimbursements of this formula are adapted to the requirements of the medical sector, thus guaranteeing effective coverage for specialties such as obstetrics-gynecology, ophthalmology and dermatology.
Uneo-Reference
This formula offers flexibility with free rates for dental care, allowing a varied choice of techniques and materials. For example, the installation of a tooth-supported crown can be carried out with the choice of the desired materials, while allowing practitioners to define their fees.

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Overview and tables of guarantees
To better understand your services, Uneo provides you with a panorama detailed as well as reimbursement tables. These tools will help you visualize the amount of coverage and benefits according to your chosen plan. Reimbursements are based on general plan rates, helping to reduce your healthcare costs.

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Reimbursements and support
THE refunds ofUneo for various treatments can go up to 100% of the Reimbursement Base (BR). For example, for surgical procedures, you can benefit from coverage at 180% or 200% of the BR, depending on the plan chosen. In addition, reimbursements for single rooms are also provided, thus facilitating a more pleasant hospital stay.
Options in the event of an accident
Unéo also offers formulas of targeting allowing you to strengthen your protection in the event of death or disability following an accident. It is essential to choose the coverage that best suits your personal risks.

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Why choose Unéo?
Choose Uneois joining a mutual insurance company that goes beyond simple guarantees. You will have access to specific offers adapted to your personal and professional situation. It’s your well-being that comes first. Furthermore, by taking note of the guarantee tables, you will be able to make an informed choice and optimize your reimbursements.

In a world where health is essential, understanding Unéo prices and its different options is essential to make an informed choice. Unéo offers a varied range of guarantees adapted to your needs, whether for health or foresight. Here is a detailed analysis of the rates and options available that will help you optimize your coverage.
Unéo’s pension options
Unéo stands out for its pension guarantee, particularly in the event of loss of autonomy. The Unéo-Reference Naturelle plan, for example, offers a payment of a monthly annuity of €300 tax-exempt, in addition to a death benefit of up to €8,300. This represents financial security for you and your loved ones, especially in the event of unforeseen events.
Prices for medical consultations
For those who wish to consult a specialist doctor, Unéo-Référence Essentielle offers very competitive prices. For a patient over 18 years old wishing to consult a non-Optam specialist, the average cost is €32.50. These prices allow accessibility to care while guaranteeing advantageous reimbursement.

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Dental care and reimbursements
Concerning dental care, Unéo offers a sum of reimbursements based on a free rate. For example, for the installation of a metal-ceramic tooth-supported crown, the fees are also free. This is why it is crucial to find out about the current rates and consult the table of health guarantees to better manage costs.
Warranty Signs and Refunds
In order to understand your rights and the reimbursements available, it is advisable to consult the guarantee tables of Unéo. These documents provide transparency on reimbursements and coverage, allowing you to plan your healthcare expenses. You can find them on the Unéo website at this address: Unéo guarantee tables.
Choose the right formula
Unéo offers several options, each meeting specific needs. In particular, you have the possibility of subscribing to options of targeting which strengthen your protection in the event of death or disability following an accident. To explore these offers, do not hesitate to visit the page dedicated to this range: Unéo Targeting.
Easily access reimbursements
Unéo reimbursements are carefully based on the general scheme rate. To understand how these reimbursements apply to your situation, it is advisable to refer to the latest updates regarding rates and current practices. This ensures a proactive approach to managing your health insurance: Tables and updates.
By taking the time to explore and compare Unéo’s options, you not only optimize your health coverage but also your peace of mind knowing that you are well protected.
Unéo price comparison
Formula | Details |
Natural Unéo-Reference | Monthly pension of €300 for life in the event of loss of autonomy, death benefit up to €8,300. |
Essential Unéo-Reference | Non-Optam specialist doctor consultation: average price of €32.50 for various specialists. |
Uneo-Reference | Free prices for techniques and materials, example: metal-ceramic tooth-supported crown. |
Health guarantee | Reimbursements based on the general regime and capping of excess fees. |
Surgery | 100% BR reimbursement, 180% or 200% BR options depending on the plan chosen. |
Single room | Reimbursements ranging from €40 to €60 per day depending on the guarantees chosen. |
Assistance | Varied assistance services adapted to the needs of each insured person. |
Plan for death/disability | Protection reinforcement options when subscribing. |

Testimonials on Unéo: prices and options to know
Uneo offers a diversity of options adapted to everyone’s needs, which appeals to many policyholders. For example, with the formula Natural Reference, benefit from a monthly pension of €300 in the event of loss of autonomy, completely exempt from tax. In addition, a capital of up to €8,300 is paid in the event of death, reassuring financial protection for your loved ones.
Users of the formula Essential Reference particularly appreciate the coverage of consultations with specialists, with an average price of €32.50 for non-Optam consultations in gynecology, ophthalmology, and dermatology. This allows access to quality care without worrying about excessive costs.
It is also relevant to emphasize that the Unéo guarantees are complete and specific. Their contracts offer reimbursement for care, assistance, as well as pension options adapted to each personal situation. Thus, policyholders benefit from consistent and effective coverage.
Another strong point is the reimbursement table which details the support according to the general regime. Policyholders therefore know exactly what to expect, with reimbursements based on clear and transparent rates. A policy that allows everyone to anticipate their health expenses without fear.
Finally, the flexibility of Unéo prices based on individual needs is often mentioned in testimonials. The choice between several formulas and the fact that subscription is simplified reinforce the appeal of this mutual. Whether death or disability following an accident, each person can find appropriate coverage for their specific situation.
Unéo: Discover the prices and options available
In this article, we offer you a detailed overview of the prices and options offered by Unéo. Whether you are looking for health protection or additional insurance, Unéo provides you with several options adapted to your needs. Thanks to a clear presentation of guarantees and prices, you will be able to make an informed choice for your mutual or insurance.
The different levels of coverage of Unéo
Unéo offers several coverage options, each designed to meet specific needs. Among these options, the Natural Unéo-Reference stands out for its pension guarantees. In the event of loss of autonomy, it offers a payment of €300 per month, tax-exempt, thus guaranteeing stable financial support. In addition, in the event of death, a capital of up to €8,300 is also planned.
Essential Unéo-Reference
For those who require more extensive health coverage, the Essential Unéo-Reference is an essential option. This formula covers consultations with specialists, particularly in gynecology, ophthalmology and dermatology, with an average price set at €32.50 for each consultation. This type of guarantee is particularly appreciated for its flexibility and its adaptation to various medical needs.
Dental and additional guarantees
Unéo is committed to providing effective reimbursements for dental care, with options including the installation of metal-ceramic dental crowns. THE prices are free, which allows dentists to set their fees according to the methods and materials used. This offers patients a greater opportunity to choose a healthcare professional who meets their expectations.
Overview of health and welfare guarantees
To fully understand your insurance options, Unéo publishes a detailed overview as well as reimbursement tables. These documents allow you to easily view the level of coverage for each plan. Reimbursements are based on the general scheme rate at January 1, 2022, with details regarding fee overruns authorized only in certain circumstances.
Advantages of choosing Unéo
Choosing Unéo means opting for guarantees complete and specific which combine health coverage, assistance and foresight. Contracts are designed to adapt to each personal situation, whether a family, a couple or an individual. This level of customization is crucial to achieving effective protection and appropriate support when needed.
Compare available options
Before making a choice, it is recommended to compare the different Unéo formulas. Each option has particularities in terms of price and coverage levels. Taking advantage of this information will not only allow you to optimize your expenses, but also to ensure health protection adapted to your lifestyle.
Opinions and feedback
The opinions of Unéo members are often very positive, highlighting the clarity of the offers and the responsiveness of customer service. Policyholders also appreciate the ease of access to reimbursements and the support provided if necessary. This feedback can prove valuable for those considering joining Unéo.

Unéo prices offer a varied range of solutions adapted to the specific needs of each member. With formulas like Natural Unéo-Reference, policyholders can benefit from a payment of €300 per month in the event of loss of autonomy, as well as a death benefit of up to €8,300. These pension options constitute a real safety net for you and your loved ones.
There mutual insurance Unéo-Référence Essentielle also provides access to consultations with specialist doctors at reasonable prices. Indeed, for a patient over 18 years old, the cost of the consultation for areas such as gynecology or ophthalmology is around €32.50. These prices, although indicative, clearly show Unéo’s commitment to offering accessible health services.
In terms of dental care and surgery, Unéo’s guarantees are also competitive. With coverage up to 200% of the base rate, the guarantees are designed to reduce healthcare costs. Unéo’s extensive table of guarantees provides an overview of reimbursements, all the information necessary for making an informed decision.
Finally, subscribing to Unéo means choosing a mutual fund which is not limited to reimbursement of care, but which also offers decade of support and personalized foresight. The different formulas make it possible to reinforce your security, especially in the event of death or disability following an accident. In summary, Unéo asserts itself as a reliable partner in the management of your health and financial security, allowing you to choose the options that best meet your expectations.